Insurance
Known for
Also covers
CredentialsLicensed and regulated by the Guernsey Financial Services Commission under the Insurance Business (Bailiwick of Guernsey) Law, 2002
Pricing & termsResidential
LFM Home Insurance
St Peter Port·Professional Service
Part of Managed by Orion Insurance Management Limited (part of BWCI Group since January 2026)
Standout
Oldest in Home Insurance · of 9 with a recorded founding year
Story
Founded 16 October 1822 offering fire and lightning protection. Converted to indefinite operation in 1912. Absorbed Guernsey Alliance Insurance Society in 2005 (700 policies merged 2015). Rebranded as LFM Home Insurance in 2025. Management company Orion acquired by BWCI Group in January 2026.
LFM Home Insurance — trading name of La Fraternelle Mutual Fire Insurance Society, founded in St Peter Port in 1822 — is a Guernsey mutual insurance society providing buildings, contents, all-risks, and personal liability cover across the Bailiwick. Regulated by the GFSC (reference 34687) and managed by Orion Insurance Management (part of BWCI Group since January 2026), it distributes directly and through SPF Private Clients Ltd. The society rebranded from La Fraternelle Home Insurance in 2025. —
Specialises in2
Each capability links to every business in the Baliwick that shares it.
Quick facts
- Tagline
- Built on trust, backed by coverage — serving the island for over 200 years
- Established
- 1822 · 204 years
- Coverage
- Bailiwick of Guernsey
- Client focus
- Policyholder
People1
- Clair Le Poidevin — Managing Director, Orion Insurance
Hours
- Mon
- 9:00 AM – 5:00 PM
- Tue
- 9:00 AM – 5:00 PM
- Wed
- 9:00 AM – 5:00 PM
- Thu
- 9:00 AM – 5:00 PM
- Fri
- 9:00 AM – 5:00 PM
- Sat
- Closed
- Sun
- Closed
Contact
- Phone
- +44 1481 728864
- Website
- lfmhomeinsurance.co.uk
- Address
- Esplanade House, 29 Glategny Esplanade, St Peter Port, Guernsey GY1 1WR
History3
Key dates and recorded company events for LFM Home Insurance.
- 1912—Converted to indefinite operation
- 2005—Absorbed Guernsey Alliance Insurance Society · 700 policies merged 2015.
- 2025—Rebranded as LFM Home Insurance
Compiled from public sources — mistakes are possible. If something here looks wrong, let us know.
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